Definitions

Collective Bargaining Agreement- An agreement between the United Brotherhood of Carpenters and Joiners of America, or a subordinate body, and an Employer or Association of Employers that requires contributions to the Carpenters' District Council of Kansas City and Vicinity Health Fund.

Contributing Employer or Employer- An Employer who, pursuant to the terms of a Collective Bargaining Agreement or other written agreement that is approved by the Board of Trustees, agrees to contribute to the Carpenters' District Council of Kansas City and Vicinity Health & Welfare Fund on behalf of individuals employed by the Employer.

Employee- Any person who is employed by an Employer for whom the Employer is required to make contributions to the Fund, and for whom the Employer has paid contributions to the Fund.

Name Fiduciary- The entity or persons who have the authority to control and manage the operation and administration of this Plan. The Named Fiduciary for this Plan is the Board of Trustees of the Carpenters' District of Kansas City and Vicinity Health & Welfare Fund.

Pension Credits- Credits used to determine your eligibility for pension benefits. Generally, if you are a participant in the Carpenters' District of Kansas City Pension Fund, you earn one pension credit for each Plan year in which you work at least 400 hours in covered employment or occupation for compensation or profit.

Plan Administrator- The persons responsible for the day-to-day functions and management of the Plan. The Plan Administrator is the Board of Trustees of the Carpenters' District Council of Kansas City and Vicinity Health Plan.

Retiree- A person who is receiving pension benefits from the Carpenters' District Council of Kansas City and Vicinity Pension Fund.

Trust Agreement - The Carpenters' District Council of Kansas City and Vicinity Health & Welfare Fund Agreement and Declaration of Trust, as amended. The Trust agreement and any amendments will form a part of this Plan as if all terms and provisions were incorporated in the Plan.

Trust Fund- The Carpenters' District Council of Kansas City and Vicinity Health & Welfare Fund and the entire assets, including all funds received by the Trustees in the form of Employer contributions, together with all contracts (including dividends, interest, refunds and other sums payable to the trust Fund on account of the contracts), all investments made and held by the Trustees, all income, increments, earnings and profits and any and all other property or funds received and held by the Trustees under the amended Agreement and Declaration of Trust.

Trustees- The Trustees of the Carpenters' District Council of Kansas City and Health & Welfare Fund.

Union- The Carpenters' District Council of Kansas City & Vicinity of the United Brotherhood of Carpenters and Joiners of America and any other Union that may become party to the established Agreement and Declaration of Trust.