Schedule of Benefits

<body> <p align="center"><font size="5">Summary of Benefits</font> <font size="5">Description<br> </font><font><a href="index.htm" target="_top">Home</a> | <a href="HTTPS://WWW.KCCARPSBENEFITS.COM/securepages/hw_eligibility.asp" target="_top">Members</a> | <a href="genlinfo.htm" target="_top">Gen'l Info</a><a href="Employee_faq's.htm" target="_top"><br> Employee FAQ's</a> | <a href="Definitions.htm" target="_top">Employer FAQ's</a></font> <font size="5"> <br> </font> </p> <p><a name="LIFE INSURANCE"><font face="Arial" size="4" color="#FF0000">LIFE INSURANCE</font></a></p> <p><font face="Arial" size="4" color="#008080">FULL-TIME EMPLOYEES</font><font size="4" face="Arial"><br> <br> </font><font face="Arial" size="2">Employee Life Insurance - $12,000</font><font face="Arial" size="3"><br> </font><font size="4" face="Arial"><br> </font><font size="2" face="Arial">Dependent Life Insurance                                   </font></p> <p><font size="2">    <font face="Arial">Spouse - $2,000<br>     Child  14 days to 1 month old - $400<br>     Child  1 month to 2 months old - $800<br>     Child  2 months to 3 months old - $1,200<br>     Child  3 months to 4 months old - $1,600<br>     Child  4 months to 19 years old <br>         (or 25 years old if full-time student) - $2,000<br> </font></font><font size="4" face="Arial"><br> </font><font face="Arial" size="4" color="#008080">PART-TIME EMPLOYEES</font><font size="4" face="Arial"><br> <br> </font><font face="Arial" size="2">Life Insurance - $3,000<br> Accidental Death & Dismemberment - $1,000</font><br>  </p> <p><font face="Arial" color="#FF0000"><a name="IN-HOSPITAL"><font size="4">IN-HOSPITAL</font></a> <font size="4">AND PHYSICIAN'S SERVICES</font><font face="Arial" size="3"><br> </font></font><font size="4" face="Arial"><br> </font><font face="Arial" size="4" color="#008080">FULL-TIME EMPLOYEES</font></p> <p><font face="Arial" size="2">100% of the first $2,000 per confinement;<br>   80% of the next $2,500 per confinement;<br> 100% thereafter per confinement to lifetime maximum of $1,000,000<br> </font><font size="4" face="Arial"><br> <font color="#008080" size="4" face="Arial">PART-TIME EMPLOYEES</font><br> <br> </font><font face="Arial" size="2">100% of the first $2,000 per confinement<br>   80% of the next $2,500 per confinement<br> 100% thereafter per confinement to lifetime maximum of $250,000</font><font size="4" face="Arial"><br> </font></p> <p><font face="Arial" size="4" color="#FF0000"><a name="OUT-OF-HOSPITAL">OUT-OF-HOSPITAL</a> MAJOR MEDICAL SERVICES**</font></p> <p><font size="4" face="Arial"><font color="#008080" size="4" face="Arial">FULL-TIME EMPLOYEES</font><br> <br> </font><font face="Arial" size="2">$100 deductible per calendar year;<br>     80% of next $2,500 per calendar year;<br>   100% thereafter per calendar year to lifetime maximum of $1,000,000</font></p> <p><font face="Arial" size="4"><font color="#008080" size="4" face="Arial">PART-TIME EMPLOYEES</font><br> <br> </font><font face="Arial" size="2">$100 deductible per calendar year;<br>    80% of next $2,500 per calendar year;<br>  100% thereafter per calendar year to lifetime maximum of $250,000</font></p> <p><font face="Arial" size="2">**This benefit covers such things as:</font></p> <p><font face="Arial" size="2">    -doctor's office calls<br>     -physical therapy<br>     -chiropractic care<br>     -injections<br>     -surgery performed in a doctor's office<br>     -private duty nursing<br>     -diagnostic x-ray and laboratory procedures<br>     -durable medical equipment<br>     -hearing aids<br>     -chemotherapy</font></p> <p><font size="4" face="Arial"><font color="#FF0000"><a name="DIAGNOSTIC X-RAY">DIAGNOSTIC X-RAY</a> AND LABORATORY<br> </font><br> <font color="#008080" size="4" face="Arial">BOTH FULL-TIME AND PART-TIME EMPLOYEES</font></font></p> <p><font face="Arial" size="2">$100 for illness per calendar year<br>   100 per accident</font></p> <p><font size="4" face="Arial"><a name="SUPPLEMENTAL ACCIDENT"><font color="#FF0000">SUPPLEMENTAL ACCIDENT</font></a><br> <br> <font color="#008080" size="4" face="Arial">BOTH FULL-TIME AND PART-TIME EMPLOYEES</font></font></p> <p><font face="Arial" size="2">$100 per accident</font></p> <p><font size="4" face="Arial"><a name="PRESCRIPTION DRUGS"><font color="#FF0000">PRESCRIPTION DRUGS</font></a><br> <br> <font color="#008080" size="4" face="Arial">BOTH FULL-TIME AND PART-TIME EMPLOYEES</font></font></p> <p><font size="4" face="Arial"> </font><font face="Arial" size="2">80%</font></p> <p><font size="4" face="Arial"><font color="#FF0000"><a name="ALCOHOLISM AND CHEMICAL">ALCOHOLISM AND CHEMICAL</a> DEPENDENCY</font><br> <br> <font color="#008080" size="4" face="Arial">BOTH FULL-TIME AND PART-TIME EMPLOYEES</font></font></p> <p><font face="Arial" size="2">  73 days in-patient care per calendar year<br> 130 hours out-patient care per calendar year</font></p> <p><font size="4" face="Arial"><a name="MENTAL HEALTH"><font color="#FF0000">MENTAL HEALTH</font></a><br> <br> <font color="#008080" size="4" face="Arial">BOTH FULL-TIME AND PART-TIME EMPLOYEES</font></font></p> <p><font size="4" face="Arial"> </font><font face="Arial" size="2">73 days in-patient care per calendar year<br>  80% first 8 out-patient visits and<br>  50% next 28 out-patient visits per calendar year</font></p> <p><font size="4" face="Arial"><font color="#FF0000"><a name="ROUTINE PHYSICAL">ROUTINE PHYSICAL </a>EXAMINATION<br> </font><br> <font color="#008080" size="4" face="Arial">BOTH FULL-TIME AND PART-TIME EMPLOYEES</font></font></p> <p><font face="Arial" size="2">$200 per calendar year</font></p> <p><font size="4" face="Arial"><a name="VISION CARE"><font color="#FF0000">VISION CARE</font></a><br> <br> <font color="#008080" size="4" face="Arial">BOTH FULL-TIME AND PART-TIME EMPLOYEES</font></font></p> <p><font face="Arial" size="2">Exam                        $50 per calendar year<br> Lenses                      $37 to $140 a lens per calendar year<br> Frames                     $70 a set per calendar year<br> Contacts                   $87 a set per calendar year</font></p> <p><font size="4" face="Arial"><a name="DENTAL CARE"><font color="#FF0000">DENTAL CARE</font></a><font color="#FFFF00"><br> </font><br> <font color="#008080" size="4" face="Arial">FULL-TIME EMPLOYEES</font></font></p> <p><font face="Arial" size="2">Diagnostic and preventative                           100%<br> Restorative and prosthetic                               80%<br> Maximum                                                   $1,000 per calendar year<br> Orthodontic for dependent<br> children 8 to 19 years old                          $1,500 lifetime maximum<br>  </font><font size="4" face="Arial"><br> <font color="#008080" size="4" face="Arial">PART-TIME EMPLOYEES</font><br> <br> </font><font face="Arial" size="2">Diagnostic and preventative                           100%<br> Restorative and prosthetic                               80%<br> Maximum                                                   $1,000 per calendar year</font><font size="4" face="Arial"><br> <br> <font color="#FF0000">WEEKLY <a name="DISABILITY INCOME">DISABILITY INCOME</a><br> </font><br> <font color="#008080" size="4" face="Arial">FULL-TIME EMPLOYEES ONLY</font><br> <br>  </font><font face="Arial" size="2">60% of weekly earnings to a maximum of $300 a week and 26 weeks</font><font face="Arial" size="4"><a name="PENSION"><br> <br> <font color="#FF0000">PENSION</font></a></font></p> <p><font face="Arial" size="2">Vested in defined benefit pension plan after working 5 years of at least 850 hours a year from March 1 to the following March 1.This is a summary of benefits available to employees who participate in the Minneapolis Retail Meat Cutters and Food Handlers Health and Welfare Fund.  Please direct any specific questions concerning eligibility, benefits or limitations to the fund office at (952) 920-5905.</font></p> <p><font face="Arial" size="2">Effective March 1, 1998</font> <p align="center"><font><a href="index.htm" target="_top">Home</a> | <a href="https://www.trust653.com/securepages/hw_eligibility.asp" target="_top">Members</a> | <a href="genlinfo.htm" target="_top">Gen'l Info</a><a href="Employee_faq's.htm" target="_top"><br> Employee FAQ's</a> | <a href="Definitions.htm" target="_top">Employer FAQ's</a></font> <br>                 </body>